Figuring out how to improve your credit can feel like an impossible task. That’s where credit repair services come in. A credit repair company disputes errors on your credit report and works on your behalf to raise your score. We researched the best credit repair in Waco to find reputable companies to help boost your score.
Improve your credit score!
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#1
MOST POPULAR
Sky Blue Credit Repair
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VISIT WEBSITE
CALL SKY BLUE CREDIT REPAIR
(888) 751-6072
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#2
Lexington Law
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#3
Credit Saint
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VISIT WEBSITE
CALL CREDIT SAINT
(478) 845-6310
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#4
The Credit People
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VISIT WEBSITE
CALL THE CREDIT PEOPLE
(877) 696-3650
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#5
The Credit Pros
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VISIT WEBSITE
CALL THE CREDIT PROS
(844) 441-1397
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#6
CreditRepair.com
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White Jacobs & Associates
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Location
200 Chisholm Pl., Ste. 250
Plano, TX 75075
(972) 231-0452
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Best Texas Credit Pros, LLC
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Location
1751 River Run, Ste. 200
Fort Worth, TX 76107
(817) 668-7797
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JP Credit Repair
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Location
3402 South W. S. Young Dr.
Killeen, TX 76542
(888) 266-6004
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The average credit score in America has increased steadily since 2013 and is now at a healthy 675. But unfortunately for Waco residents, Texas is in the top 10 states with the lowest credit scores. The average Texan has a credit score of 656 and credit card balance of $6,902.
Bad credit impacts your finances and lifestyle. A low credit score tells lenders that you are high-risk, and they will charge higher interest rates or may deny the loan for a mortgage or application for a credit card.
In one study, the Federal Trade Commission found that 1 in 5 consumers had an error on their credit report. Once the errors were disputed, 20 percent of these consumers increased their credit score and decreased their credit risk tier, making them more likely to receive better rates.
Critics say that credit repair companies do work that you can do yourself—and that’s correct. But for many consumers, paying an expert is worth it because credit repair companies understand the process and how to argue with multiple agencies and get results.
The Federal Trade Commission provides helpful tips on how to identify if a credit repair company is a scam. Read reviews online and research a company’s rating on the Better Business Bureau to make sure you’re dealing with reputable credit repair in Waco.
Sky Blue Credit Repair |
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CALL SKY BLUE CREDIT REPAIR (888) 751-6072 VISIT SKY BLUE CREDIT REPAIR |
Sky Blue Credit promises one of the fastest repairs in the industry; its experts dispute 15 items every 35 days, including even the subtlest disputes. Sky Blue also offers extra services at no additional cost, including debt validation, goodwill letters, cease and desist letters and debt settlement consultations. You can also track your progress along the way via your Sky Blue Portal. Sponsored Ad
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Lexington Law |
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Since 2004, Lexington Law has been challenging creditors and mentoring customers in order to find better credit solutions. With three levels of service, you can find the right solution. The average length of service is six months—half the time of other competitors. In 2017 alone, Lexington Law had over 10 million removals and 500,000 clients. Sponsored Ad
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Credit Saint |
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CALL CREDIT SAINT (478) 845-6310 VISIT CREDIT SAINT |
In 2017 and 2018, Credit Saint was ranked #1 by The Credit Review based on its industry-leading 90-day, money-back guarantee and 95% 45-day customer credit improvement rate. Credit Saint offers a free no-obligation personal consultation and maintains an A+ rating with the Better Business Bureau. Sponsored Ad
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The Credit People |
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CALL THE CREDIT PEOPLE (877) 696-3650 VISIT THE CREDIT PEOPLE |
With some of the lowest set-up fees and monthly prices, The Credit People is an affordable option for credit repair. The Credit People also offers a 60-day, 100% money-back guarantee and free initial credit reports, which is rare in the industry. The Credit People is certified by the Fair Credit Reporting Act and has experts available 24/7. Sponsored Ad
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The Credit Pros |
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CALL THE CREDIT PROS (844) 441-1397 VISIT THE CREDIT PROS |
Credit Pros allows cancellation at any time and charges per removal, rather than a set monthly fee. Each customer is assigned a specific FICO specialist, who becomes a partner through the removal process. The Credit Pros earns great ratings, with reviewers stating that their service was impressive, honest and truthful. Sponsored Ad
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CreditRepair.com |
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Customers see an average 40-point score gain in the first four months of using CreditRepair.com. The company uses an educational approach and innovative technology to guide you through the repair process using a customized plan of attack. CreditRepair.com also offers a free credit analysis to see if you would benefit from its product. Sponsored Ad
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